Built for carriers, TPAs, and independent adjusters
Independent Cause-of-Loss Reports
Stamped structural cause-of-loss and damage assessments for residential claims across the Triangle. We do not sell repairs - we sell the engineer's opinion. Reports are written for the file, the desk reviewer, and, if needed, the courtroom.
Where we come in
Need an independent PE on a disputed claim
Storm, settlement, vehicle impact, tree fall, or alleged pre-existing damage - we provide an unbiased determination of cause, scope, and repair recommendations.
Insured is pushing back on the carrier's findings
A stamped third-party report from a licensed PE firm resolves most disputes without litigation.
Litigation is on the horizon
Our reports are written to hold up under deposition. Expert witness availability on request.
What you get
- Stamped cause-of-loss determination (storm, impact, settlement, water, etc.)
- Scope of damage tied to specific structural components
- Repair recommendations with no financial interest in the repair
- Photos, measurements, and reasoning the desk reviewer can audit
- Expert witness and deposition support when claims escalate
How it works
Assignment
Email the claim file, address, and date of loss. We confirm conflicts and schedule.
Site inspection
Licensed PE visits the property - typically within 3-5 business days of assignment.
Stamped report
Delivered in 5-7 business days. Rush available.
Common questions
Are you truly independent?
Yes. We do not perform repairs and we do not take referral fees from contractors. Our only product is the engineer's report.
Do you handle expert witness work?
Yes - on a case-by-case basis. Discuss the matter with us before assignment so we can confirm availability and scope.
What is your service area?
The full Triangle: Wake, Durham, Orange, Franklin, Johnston, Chatham, and Granville counties. NC PE firm license P-3406.