Yes, if you're buying, selling, or refinancing a manufactured home with an FHA, VA, or USDA loan in North Carolina. Those loan programs require an engineer's foundation certification confirming the home is on a permanent foundation that meets HUD Permanent Foundation Guide criteria. A licensed PE inspects the crawl space and anchoring, and issues a stamped certification the lender can close on.
Yes, if you're buying, selling, or refinancing a manufactured home with an FHA, VA, or USDA loan in North Carolina. Those loan programs require an engineer's foundation certification confirming the home is on a permanent foundation that meets HUD Permanent Foundation Guide criteria. A licensed PE inspects the crawl space and anchoring, and issues a stamped certification the lender can close on.
The PE verifies the home is on permanent footings (not just piers on the ground), that anchoring and tie-downs meet HUD standards for the wind zone, that the perimeter is enclosed with continuous skirting, that access is provided to the crawl space, and that the site has proper drainage.
If a condition doesn't meet the criteria, the report specifies what has to be corrected before recertification. Many Triangle manufactured homes need modest fixes (new tie-downs, added footings under piers, drainage) rather than complete foundation replacement.
Lenders typically require the certification 2-3 weeks before closing. Book the PE visit early in due diligence so any required corrections can be made and re-inspected in time. TSE turns most manufactured-home foundation certifications in the Triangle around within 1-2 business days after the visit.